horizon bcbs dental provider phone number

#Horizon bcbs dental provider phone number free

In most states, Blue Cross offers Bronze, Silver, and Gold plans with varying out-of-pocket maximums and deductibles. With Blue Cross, the coverage limits depend on your state’s plans. There are also individual limits for various services and treatments.

Whether you have health insurance through Aetna or Blue Cross, the out-of-pocket coverage limits will depend on the specific policy you buy.įor instance, Aetna’s Level 1 PPO plan has an annual maximum benefit of $15,000 for in-network care, and the Level 2 PPO plan has an annual maximum benefit of $25,000 for in-network care. As an alternative, you can apply through your state’s insurance marketplace to see what Blue Cross and Aetna plans are available with premium subsidies.Īlso, neither company advertises a discounted rate if you purchase a family or couples plan, but choosing a high-deductible policy can help you get a lower monthly premium. Just keep in mind that for Blue Cross, you have to visit your state’s website in order to get an accurate quote. To give you an idea of how much you might pay for Blue Cross coverage, we got sample quotes for a 50-year-old female in a few different states:īoth companies make it easy to get a personalized quote online. However, you typically need to pay for Medicare Part B, which covers things like preventative care and ambulance rides.īecause Blue Cross sells coverage through 34 independent local companies, the rates vary significantly based on where you live, as each state has different plans.

#Horizon bcbs dental provider phone number free

If you qualify for Medicare, you might be able to get free Medicare Part A coverage through Aetna, and some plans also come with a $0 deductible. Your premium depends on the type of plan you choose, the coverage limit, the deductible, your age, your state, and the insurance company. The cost of health insurance is different for everyone. With Aetna, most states have two plans available with a deductible of $50 and an annual maximum benefit between $1,000 and $1,250. In most states, there are four Blue Cross dental plans available. You can get a Blue Cross dental insurance policy with a deductible as low as $25 and an annual maximum benefit up to $2,000. Blue Cross dental insurance does require a waiting period, but there are more plans to choose from. Aetna’s Dental Direct plan has no waiting period if you switch from a comparable plan. In addition, Aetna and Blue Cross both offer vision and dental insurance. If you’re shopping for private individual coverage, Blue Cross offers a variety of policies with a range of coverage limits and deductibles. Currently, Aetna sells government-funded Medicare and Medicaid plans, as well as group health insurance, student health insurance through universities, and international insurance only. The major difference between these two providers is that Aetna doesn’t offer private individual or family plans. Because Blue Cross and Aetna offer different policies in every state, the covered services and treatments will vary depending on where you live. Medicare, HMO, PPO, POS, CDHP, EPO, HSA, FSA, Indemnity, Open AccessĪetna and Blue Cross offer virtually the same types of coverage, including HMO, PPO, HSA, POS, FSA, and indemnity plans. The Braven Health℠ name and symbols are service marks of Braven Health.Medicare, HMO, PPO, HMO-POS, HSA, FSA, POS, CDHP, EPO, Medicaid, Indemnity The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. The Blue Cross® and Blue Shield® name and symbols are registered marks of the Blue Cross Blue Shield Association.

Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, Braven Health, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ. This website does not display all Qualified Health Plans available through Get Covered NJ. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace.